About us

Part of the world’s largest independent insurance broker

In 2021, Howden announced the acquisition of CHB Insurance Brokers (CHB), one of the pre-eminent Property & Casualty brokers in the Baltic region as Howden’s first step into the Baltic market. As a company with similar values, know we have found the right home to continue our journey.

Partnering with Howden offered us better access to new insurance products and new industries, enabling us to grow as part of an international insurance broker. This was a major cross-border transaction in the Estonian insurance market and provides us with the opportunity to meet the demands of companies in the region.

Our ambition is to satisfy the demand for insurance in sectors such as trade credit and financial guarantees, as well as a focus on cyber insurance.  Furthermore, with the support of Howden Finland, we are able to bring in ground-breaking insurance and service solutions for housing associations.

Howden, a leading independent provider of (re)insurance brokerage, risk consulting and employee benefits advice, is headquartered in the UK and comprises owned businesses across Europe, Asia Pacific, Africa, Latin America and the Middle East. Founded in 1994, today Howden employs more than 6,500 people worldwide, managing $10bn (€8.5bn) GWP across 40 countries, and with a presence in 90 including its Howden One network partners. Howden is a market leader in Finland, having had an operation there since 2000.

Long history before Howden

CHB Kindlustusmaakler (CHB) was founded in 2006, and it has been a leading insurance broker company in Estonia with the B2B focus. We have been working with over 20,000 clients and cooperate with all property insurance companies in Estonia, for a wide choice of insurance products. We are a member of Estonian Insurance Brokers Association and Estonian Service Industry Association.