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Global insurance group
Our people make it possible
Serving SMEs, corporates and multinationals, our dedicated teams are ready to make a difference
Client experience is everything to us
At Howden Estonia, we work for you. We're completely independent of insurance companies - we exist purely to negotiate the solutions that are best for you.
Resolving even the most difficult insurance cases to your benefit is a matter of honour for us.
A broker truly proves their worth in a claim situation
When an accident or other losses occur, we support you throughout the claims process.
During a claim, we represent you in negotiations with the insurance company, handle appeals where necessary and submit the most difficult cases to the Insurance Complaints Board for a resolution.
More than 1 in 10 claims decisions by insurance companies are rejected in error.
It is our job to make sure our clients are not part of the 10%.
Each year, we win many appeals to overturn insurer decisions. Our appeal work brings our clients a combined annual value of more than one million euros.
Our experience makes complicated insurance services easy for you
It’s our job to break through the complexity and find a tailored solution that works for you.
We put our people first, and as a result, they are free to do their best work for our clients. We are a team of specialists.
Born in London in 1994
We're now the largest independent broker headquartered outside the USA.